Lumpsum Investment
Make one-time investments with Systematic Transfer Plan (STP) option
What is Lumpsum Investment?
A lumpsum investment involves investing a significant amount of money at once, as opposed to spreading it over time through SIPs. This approach can be beneficial when you have a large corpus available for investment.
When to Choose Lumpsum:
- •When you receive a bonus or windfall
- •During market corrections
- •For short-term financial goals
- •When you have idle funds
Avoid Market Volatility with STP
Convert your lumpsum investment into Systematic Transfer Plan (STP) to reduce market timing risk and benefit from rupee cost averaging.
Benefits
Higher Potential Returns
Get the benefit of compounding on the entire amount from day one
Time in Market
Your entire investment starts working for you immediately
Simplicity
One-time transaction, no recurring commitments
Popular Lumpsum Investment Options
| Investment Option | Minimum Investment | Lock-in Period | Risk Level | STP Available |
|---|---|---|---|---|
Equity Mutual Funds For long-term wealth creation | ₹5,000 | None (ELSS: 3 years) | High | Yes |
Debt Mutual Funds For stable returns | ₹5,000 | None | Medium | Yes |
Hybrid Funds Balance of equity & debt | ₹5,000 | None | Medium | Yes |
Liquid Funds For short-term parking | ₹5,000 | None | Low | Yes |
Professional Advice:
If you have a large lumpsum amount to invest, consider starting with a debt/liquid fund and setting up an STP to equity funds. This strategy helps reduce market timing risk while ensuring your money remains invested and earns returns during the transfer period.